Intersure Insurance Brokers Limited - Training Insurance

Employers Liability
This provides cover to employers in respect of their legal obligations (Compulsory Insurance Act 1969) in respect of their liability at common law or under statute to their employees for injury or disease arising out of their employment. Cover extends to cover the vicarious liability for temporary staff whilst on assignment should the agency be held legally liable.

Public Liability / Products
Provides indemnity in respect of the legal liabilities of the business for accidental damage injury or damage to third party property arising from the activities of the business.

Professional Indemnity
Provides cover against claims for loss arising from the negligent acts, errors or omissions of the business or those for whom the business may be held responsible and for which they may be legally liable. This would include the costs of defending such claims. Limited status will not always provide protection against unlimited liabilities.

Personal Accident
Remember Employers Liability insurance does not cover employees who have genuine accidents at work or fall sick. To cover this event, a Personal Accident/sickness policy is required. Cover can be arranged on a group basis.

Office Contents
The loss of a companies assets or a realisation of potential liabilities is likely to affect or undermine the profitability of a company.. Banks often require adequate material damage and consequential loss insurances to be maintained. Office equipment including computers, buildings and loss of profits and additional expenditure following an insurable risk can all be covered on a simple office contents policy.

Legal Expenses
Provides indemnity against legal costs including those incurred in respect of :
Defending civil proceedings against the business by employees relating to a contract of employment, race relations, sexual discrimination or age related issues.

Reimbursement of an Employment Award

An appeal by the agency against an assessment by Customs and Excise regarding VAT.

Directors and Officers
Provides personal liability protection for directors, officers and other key employees in respect of both civil and criminal offences including financial mismanagement, breach of company, tax and environmental laws.
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