Training Providers Insurance

Employers Liability

Employer's Liability

This provides cover to employers in respect of their legal obligations (Compulsory Insurance Act 1969) in respect of their liability at common law or under statute to their employees for injury or disease arising out of their employment. Cover extends to cover the vicarious liability for temporary staff whilst on assignment should the agency be held legally liable.

Public Liability / Products

Public Liability

Provides indemnity in respect of the legal liabilities of the business for accidental damage injury or damage to third party property arising from the activities of the business.

Professional Indemnity

Professional Indemnity

Provides cover against claims for loss arising from the negligent acts, errors or omissions of the business or those for whom the business may be held responsible and for which they may be legally liable. This would include the costs of defending such claims. Limited status will not always provide protection against unlimited liabilities.

Personal Accident

Personal Accident

Remember Employers Liability insurance does not cover employees who have genuine accidents at work or fall sick. To cover this event, a Personal Accident/sickness policy is required. Cover can be arranged on a group basis.

Office Contents

Office Contents

The loss of a companies assets or a realisation of potential liabilities is likely to affect or undermine the profitability of a company.. Banks often require adequate material damage and consequential loss insurances to be maintained. Office equipment including computers, buildings and loss of profits and additional expenditure following an insurable risk can all be covered on a simple office contents policy.

Legal Expenses

Legal expenses insurance button

Provides indemnity against legal costs including those incurred in respect of :
Defending civil proceedings against the business by employees relating to a contract of employment, race relations, sexual discrimination or age related issues.

Directors and Officers

Directors and officers insurance button

Provides personal liability protection for directors, officers and other key employees in respect of both civil and criminal offences including financial mismanagement, breach of company, tax and environmental laws.

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